I am 32 yrs old married to my high school sweetheart for 11 yrs. Together we have a 14 yr old and a 7yr old. We were young parents and during our time with trying to make ends meet with jobs that do not pay much and child care we have not been able to save the money needed to fix credit to get a home loan. My credit is not terrible but it needs improvement but when you are paying almost 1000.00 in rent and life with children saving is not something that is easily done. We don't have savings we are starting to get out of living check to check but really want to purchase a home! There are so many programs to help but none when taking a chance to finace someone that needs a home. I have always wanted to own my own home and it is a shame that 10yrs ago when I was 22 didn't have a stable job I could have gotten finaced for 0% down but now that I have a good job that I have worked for 5 years I can't get approved for anything. I have a judgement on my credit that I can't afford to pay so I will most likely never be able to have the american dream. Thank you Struggling to purchase a home in Tn.
